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Many homeowners struggle to access finance when their circumstances fall outside standard lending rules. That is where our approach makes a difference.
We are different because we manually underwrite every loan. Manual underwriting allows us to consider factors that many mainstream lenders can’t.
We speak openly with our customers and take the time to understand their situation. We look more closely at their circumstances to identify suitable options. We then talk them through each one clearly, so they can make an informed decision.
We put customers first
Many of our customers come to us with complex financial situations. We listen carefully and ask the right questions so we can understand their needs. This helps us only offer loans that are suitable and affordable now and for the lifetime of the loan.
Extensive knowledge
Our founders bring over 100 years of combined experience in the lending sector. That experience shapes how we assess each case and support customers in a wide range of situations. It gives our team the confidence to make fair and responsible lending decisions.
Social and environmental impact
We are proud to be a Certified B Corporation. We create financial inclusion by offering loans based on individual circumstances and affordability, not just credit scores. We also support local charities and reduce our environmental impact through responsible suppliers and more efficient offices.

Our purpose is to create financial inclusion by providing bespoke lending solutions to UK homeowners. At Evolution Money, our values shape how we work together and how we support our customers.
Our values guide the way we work and the decisions we make.
We build strong, healthy relationships by treating everyone with respect. We listen, communicate openly and value every person we work with.
Trust is at the heart of how we work. We earn it by being open, honest and consistent with our people, our customers and our partners.
Everyone takes responsibility for their work. We act with honesty and integrity and hold ourselves to high standards every day.
We support your growth, your wellbeing and your career development.
Celebrating Our Anniversary
We celebrate our anniversary each year with the whole team. We mark the day with balloons, complimentary snacks and time together.

Couch to 5K
We run a Couch to 5K challenge to bring people together across the business. It’s a simple way to stay active and support each other.

Voluntary Days
Our voluntary days give staff the chance to support local causes. Teams from across the business take part and give something back.

Christmas Jumper Days
At Christmas, everyone is invited to wear their favourite festive jumper. It’s a simple way to bring some fun into the office.

At Evolution Money, we are committed to our employees’ growth and development. Our aim is to help and support your career path.
Join a team focused on creating financial inclusion for UK homeowners.
Our goal is to provide loans that are tailored, transparent and affordable. At Evolution Money, we work closely as a team and support each other to do the right thing for our customers. Our team focuses on clear, responsible lending that supports real customer needs. We create an environment where people can learn, grow and work well together.
Evolution Money is a Disability Confident Committed employer. We offer an interview to anyone with a disability who meets the minimum criteria for the role.


Everyone is welcome at Evolution Money. We are proud of our inclusive culture and welcome applications from all backgrounds. We want you to feel comfortable and able to do your best throughout the recruitment process. If you need any reasonable adjustments or support with your application, please contact evohr@evolutionmoney.co.uk at any stage.
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